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Non-Owned Aircraft Insurance in Canada

Protect yourself when operating aircraft you do not own with non-owned aircraft insurance designed for pilots, aviation businesses, and flight operations across Canada. Whether you rent, lease, or occasionally borrow an aircraft, the right coverage helps reduce financial and liability risks connected to aviation activities.
Compare non-owned aircraft liability insurance options from trusted aviation insurers and choose protection tailored to your flying operations, aircraft usage, and level of risk exposure.
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Benefits

Why Non-Owned Aircraft Insurance is Important

Operating an aircraft you do not own can still expose you to serious financial and legal responsibility if an accident, property damage, or liability claim occurs. Even when the aircraft owner has insurance, their policy may not fully protect you against personal liability or operational risks.

Non-owned aircraft insurance helps provide additional protection for pilots, instructors, and aviation businesses using rented or borrowed aircraft. It helps reduce out-of-pocket expenses, supports safer aviation operations, and provides greater peace of mind during flight activities.
About Service

Why Do You Need Non-Owned Aircraft Insurance

Non-owned aircraft insurance is designed for individuals and businesses operating aircraft they do not personally own. This can include rented, leased, chartered, or borrowed aircraft used for recreational flying, training, or business-related aviation activities.

Coverage helps protect against liability exposure, legal expenses, and certain operational risks that may arise while using non-owned aircraft. Policies can be customized based on aircraft type, pilot experience, frequency of use, and the nature of flight operations, helping ensure more complete protection during aviation activities.
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Why Need Insurance

Coverage Options for Non-Owned Aircraft Insurance

Liability Protection

Help protect against third-party injury or property damage claims resulting from aircraft operations or aviation-related incidents.

Rented and Borrowed Aircraft Coverage

Coverage designed for pilots and operators using aircraft they do not personally own, including rented or leased aircraft.

Legal Expense Protection

Reduce financial exposure associated with aviation-related legal claims, settlements, and defense costs.

Flexible Usage Coverage

Policies can be tailored based on recreational flying, flight training, or business-related aviation operations.
For Who

Who This Coverage isDesigned For

Recreational Pilots

Coverage for individuals who occasionally rent or borrow aircraft for personal and recreational flying activities.
Flight Instructors
Protection for instructors operating non-owned aircraft during flight training and instructional operations.
Aviation Businesses
Insurance solutions for businesses using leased or rented aircraft as part of commercial aviation activities.
Student Pilots
Coverage that supports supervised flight training and student pilot operations involving non-owned aircraft.
Process

How to Get Non-Owned Aircraft Insurance

Submit Your Details
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Submit Your Details

Provide information about your flying activities, aircraft usage, pilot experience, and operational requirements so we can understand your coverage needs.
Review Your Options
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Review Your Options

Compare non-owned aircraft liability insurance options from multiple aviation insurance providers based on your aviation risks and operational profile.
Get Covered
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Get Covered

Choose the policy that best fits your requirements and activate your coverage through a smooth and guided process.
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Benefits

Reliable Support for Your  Aviation Coverage

Managing aviation liability risks requires more than standard insurance protection. It requires reliable support and aviation-specific expertise throughout your operations.
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Simple Claims Process

Manage claims through a structured process designed to reduce delays and simplify communication during stressful situations.
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Aviation Insurance Expertise

Work with professionals who understand non-owned aircraft exposure, aviation liability, and operational risks.
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Ongoing Policy Assistance

Receive continued support for policy updates, operational changes, and evolving aviation coverage requirements.
Talk to an Expert
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How it Works

A Simpler Way to Manage Your Insurance

We simplify the process of reviewing, comparing, and managing your non-owned aircraft insurance coverage so you can stay focused on safe flight operations.
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Quick Risk Review

Assess your flight activities, aircraft usage, and operational risks to identify the right coverage requirements.
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Better Coverage Options

Explore tailored non-owned aircraft liability insurance solutions from trusted aviation insurance providers.
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Smooth Policy Setup

Activate or switch your coverage with minimal disruption to your flying operations or aviation activities.
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Testimonials

What OurClient Says

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“What stood out most was how easy QubeRisk made the whole process. From understanding our business to reviewing coverage options, everything was explained clearly and handled professionally without unnecessary complexity.”
Adam Mccall
Founder, YC S24
“Our previous insurance setup felt confusing and difficult to manage. QubeRisk helped organize everything, walked us through the important details, and gave us much more confidence in the coverage protecting our business.”
Marc Nieto
Founder, YC S24
“Working with QubeRisk has taken a lot of the stress out of managing our business insurance. Communication is clear, questions are answered quickly, and we always feel like we understand exactly what our coverage includes.”
Paul Vale
Founder, YC S24
“We needed insurance that actually reflected how our business operates, not another generic package. QubeRisk took the time to understand our risks, explain our options clearly, and make the entire experience feel simple.”
Ben Clinton
Founder, YC S24
“Running a growing business means insurance can quickly become complicated. QubeRisk made everything much easier to understand, helped us compare the right coverage, and kept the process straightforward from start to finish.”
Joffrey Hill
Founder, YC S24
Preview Next Card
Benefits

Why Choose QubeRisk for Non-Owned Aircraft Insurance

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Built for Aviation Operations

Coverage solutions designed specifically for pilots, aviation businesses, instructors, and non-owned aircraft operations.
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More Choice, Better Decisions

Compare multiple aviation insurance providers in one place with expert guidance and transparent options.
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Flexible Coverage Options

Policies tailored to your aircraft usage, flight activity, and operational exposure.
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Ongoing
Support

Receive guidance and assistance throughout the insurance process, from quotes to claims support and policy updates.
FAQs

You have Questions? We have Answers

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What is non-owned aircraft insurance?

Non-owned aircraft insurance is a type of aviation insurance designed for pilots or businesses operating aircraft they do not own. It helps provide protection against liability risks, legal expenses, and certain operational exposures connected to rented, borrowed, or leased aircraft.

What does non-owned aircraft liability insurance cover?

Non-owned aircraft liability insurance typically helps cover third-party bodily injury, property damage claims, and legal defense costs related to aircraft operations. Coverage can vary depending on the policy structure and selected limits.

Who should consider non-owned aircraft insurance in Canada?

Pilots, flight instructors, aviation businesses, student pilots, and individuals who regularly rent or borrow aircraft can benefit from this coverage. It provides added protection beyond the aircraft owner’s insurance policy.

Does the aircraft owner’s insurance fully protect the pilot?

Not always. The aircraft owner’s policy may primarily protect the owner and may not provide complete liability protection for the pilot operating the aircraft. Non-owned aircraft insurance helps fill potential coverage gaps.

Can coverage be customized for different aviation activities?

Yes, policies can be tailored based on aircraft type, recreational flying, flight training, business operations, and the level of aviation exposure involved.

How is the cost of non-owned aircraft insurance calculated?

Insurance costs depend on factors such as pilot experience, aircraft usage, type of operations, flight frequency, and selected coverage limits.
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Canada’s Trusted Aviation Insurance Partner

Ready to Protect Your Aviation Operations

Get a personalized non-owned aircraft insurance quote in Canada and compare coverage designed for pilots, flight operations, and aviation businesses with confidence and clarity.
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Qube Risk Services Ltd which is an insurance brokerage in the province of British Columbia (license number LIC-2023-0048181-R02)

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